The Guide

By; Terry H Hill An economic downturn is a phase of the business cycle in which the economy as a whole is in decline।This phase basically marks the end of the period of growth in the business cycle। Economic downturns are characterized by decreased levels of consumer purchases (especially of durable goods) and, subsequently, reduced levels of production by businesses. While economic downturns are admittedly difficult, and are formidable obstacles to small businesses that are trying to survive and grow, an economic downturn can open up opportunities। A well-managed company can realize the opportunity to gain market share by taking customers away from their competitors। Resourceful entrepreneurs capture the available opportunities, from an economic downturn, by developing alternate methods of doing business that were never implemented during a prior growth period। The challenge of successfully navigating your business through an economic downturn lies in the realignment of your business

There are many things you should think about when you are purchasing teen auto insurance। Many things you should think about are paying annually, the type of car your teen is driving, adding a named driver, and more। Finding cheap auto insurance can be difficult. So your teenager finally got their driver’s license and you now need to find them good insurance. There is a Pass Plus exam that is offered right now. The Pass Plus is an intensive driver’s training course that is aimed at teens and new drivers becoming better drivers. When a teenager passes this exam you will automatically receive a 35% discount on your auto insurance. This is a big deal because teenagers are very expensive to put on your insurance. The car your teenager drives will make a big difference to what your premiums are for them also. You can find the lists on the Internet which cars are the most expensive to insure and which cars are the cheapest to insure. If the car is not on the highest stolen list then it will

Did you realise that it is now easier than ever to learn French fast and for free? Yes that right for free! I have some great ideas that won't cost you a dime। These quick yet effective methods are proven to get great results in less than two weeks। Read on to learn more. The first thing you need to do is to visit your local library। If you're not a member, then all you have to do is join - don't worry it's free। First start buy checking out all the book they carry on French learning and French Tuition। Guess what, not only will they have shed loads but they are all free to lend। Don't stop there. Move onto the audio section. Yeah that's, right libraries don't just carry books these days. Get yourself some French audio courses – again these are usually free, if not it'll only cost about two bucks to rent for the whole week. We're still not finished – now move on to the DVD section and look for some French DVD tuition. Look at just how much French tui